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Swaffar for Congress
Swaffar for Congress
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Platform

As a Conservative my focus is on less Government over-reach and protecting our God Given Freedoms

Some key points on our Platform include:

  • Securing the Border and tightening Immigration Policy
  • Restoring our Energy Independence
  • Ending the weaponization of our Government against American Citizens
  • Protecting and honoring our Veterans
  • Updating the Benchmark Income for Taxing Retirees
  • Medicare Reform to improve Solvency
  • Ending Trafficking - Sex trafficking and drug trafficking
  • Reducing the undue burden of double and triple taxation of American Citizens
  • Education Reform for our Children to equip them with a better future
  • Strengthening the American Family and providing programs to support parenting.
  • Environmental Stewardship and Organic Farming
  • US Foreign Policy that focuses on Peace

Improving Economy while Reducing Inflation

Here are some strategies with solutions:

 

1.  Promote Fiscal Responsibility and Limited Government Intervention:

  • Implement targeted spending cuts in non-essential areas of government expenditure, such as reducing subsidies for industries that can thrive without government support.
  • Roll back unnecessary regulations that stifle innovation and competition, particularly in sectors like healthcare and energy, allowing businesses to operate more efficiently and effectively.
  • Simplify the tax code by lowering tax rates and eliminating loopholes, ensuring that businesses and individuals can keep more of their hard-earned money to invest and spend as they see fit.


2.  Strengthen Monetary Policy:

  • Advocate for a rules-based approach to monetary policy, such as the adoption of a transparent inflation-targeting framework, to guide the Federal Reserve's decision-making process.
  • Encourage the Fed to gradually normalize interest rates to prevent excessive inflationary pressures while avoiding abrupt disruptions to financial markets and economic activity.
  • Call for greater accountability and oversight of the Federal Reserve, including regular audits of its operations and decision-making processes, to ensure that it remains focused on its mandate of price stability.


3.  Promote Free Market Solutions and Entrepreneurship:

  • Support initiatives to remove barriers to entry for entrepreneurs and small businesses, such as streamlining the process for obtaining permits and licenses to start new ventures.
  • Advocate for the negotiation of free trade agreements that open up new markets for American goods and services, while also ensuring that they include provisions to protect American workers from unfair competition.
  • Promote policies that encourage investment in innovation and research, such as tax incentives for research and development activities, to spur economic growth and job creation in high-tech industries.


By implementing these examples, we can create an environment conducive to economic growth and prosperity, while also addressing the challenges of inflation and ensuring a brighter future for all Americans.

Border Security

Here are some strategies with solutions on Border Security and ending Sex Trafficking:

The Swaffar Campaign supports HR2 "Secure the Border Act" specifically ending Catch and Release and safe zone components.

1.  Enhance Border Security and Enforcement:

Increase funding for border security measures, including the construction of physical barriers, deployment of advanced surveillance technology, and hiring additional Border Patrol agents.

  •  Example: Allocate resources for the completion of strategic border wall sections in areas prone to illegal crossings, such as high-traffic regions along the southern border.
  • Example: Strengthen cooperation with state and local law enforcement agencies to bolster border enforcement efforts and facilitate the apprehension of individuals engaged in illegal border crossings or criminal activity.
  • Example: Implement programs that provide training and resources to local law enforcement agencies to assist in immigration enforcement activities, such as the 287(g) program.


2.  Reform Immigration Laws and Policies:

Advocate for comprehensive immigration reform that addresses the root causes of illegal immigration while providing a pathway to legal status for documented immigrants already residing in the United States.

Swaffar supports mass deportation of those who cross our borders illegally and does not support amnesty. 

Eliminate any opportunity of illegal immigration:

  • Example: Support legislation that includes provisions for increased border security and improvements to the legal immigration system.
    Enhance visa screening and vetting procedures to prevent individuals with criminal or terrorist ties from entering the country illegally or overstaying their visas.
  • Example: Implement biometric screening measures at ports of entry to verify the identity of travelers and detect fraudulent documents or identities more effectively.
  • Example: Deportation of any illegal immigrant.


3.  Combat Human Trafficking and Smuggling:

Increase resources for law enforcement agencies tasked with combating human trafficking and smuggling operations along the border.

  • Example: Provide funding for specialized units within Border Patrol and Immigration and Customs Enforcement (ICE) to target and dismantle criminal organizations involved in trafficking and smuggling activities.
    Strengthen international cooperation and coordination to disrupt transnational criminal networks involved in human trafficking and smuggling operations.
  • Example: Collaborate with partner countries in Central and South America to share intelligence, conduct joint law enforcement operations, and address the underlying factors driving migration, such as poverty and violence.

By implementing these examples, we can strengthen border control efforts, enhance national security, and ensure the integrity of our immigration system.

Darlene Cerezo Swaffar at the Border with Border Patrol Officer

U.S. Foreign Affairs

Should we be involved with Global Conflicts & Wars?

Pressing Issues in US Foreign Affairs: 

a. China-U.S. Relations:  Balancing competition and cooperation dynamics with the world's largest economy is vital for global stability. 

b. Russia-U.S. Relations:  Managing tensions with Russia, particularly in areas such as cybersecurity, territorial disputes, and regional conflicts, remains a priority. 


Global Health: The COVID-19 pandemic underscored the importance providing accurate information to the public to provide informed consent.


Human Rights: Promoting human rights globally while navigating relationships with countries with poor human rights records is essential.


Pressing Issue in the Israel-Palestine Conflict: The most pressing issue regarding the current war in Israel is achieving a sustainable ceasefire and addressing underlying grievances, including security concerns, and humanitarian issues.


Response to Ally's Needs in Israel: The US should continue supporting Israel's right to self-defense while advocating for a diplomatic resolution to the conflict. This involves providing diplomatic support, and humanitarian aid.


Continuing Focus on the Abraham Accords: Continuing to promote and expand the Abraham Accords is crucial. This can be achieved through diplomatic efforts, economic incentives, and emphasizing the benefits of regional cooperation and stability.


Expanding Participation in Negotiations: Expanding the number of participating nations in negotiations related to the Abraham Accords and broader Middle East peace efforts is essential. Consider inviting additional regional players such as Saudi Arabia, Oman, Qatar, and Morocco to contribute to a more comprehensive and inclusive peace process.


Other Issues for US Involvement: 

a. Iran Nuclear Deal: Addressing Iran's nuclear program and regional influence through diplomacy and multilateral agreements. President Trump consistently called for a more comprehensive agreement that would not only limit Iran's nuclear program indefinitely but also address its ballistic missile program and curb its influence in regional conflicts. 

b. North Korea: Managing tensions on the Korean Peninsula and pursuing denuclearization through diplomatic means.   President Trump took a bold step by directly engaging with North Korean leader Kim Jong-un. This led to unprecedented summits between the two leaders, beginning with their first meeting in Singapore in June 2018. Trump aimed to use personal diplomacy to break the deadlock and make progress toward denuclearization. 

c. Global Trade: Negotiating trade agreements and addressing disputes to promote economic growth and stability.  

  • NAFTA to USMCA: One of Trump's significant achievements was renegotiating the North American Free Trade Agreement (NAFTA) with Canada and Mexico. The new agreement, called the United States-Mexico-Canada Agreement (USMCA), aimed to create more balanced trade, strengthen labor and environmental standards, and increase market access for American farmers and manufacturers.
  • KORUS FTA: Trump also renegotiated the U.S.-Korea Free Trade Agreement (KORUS FTA), resulting in concessions from South Korea to increase American automobile exports and extend tariff reductions.

d. Migration and Refugees:  Collaborating with international partners to address root causes of migration and provide humanitarian assistance to refugees.  

  • Remain in Mexico Policy: Officially known as the Migrant Protection Protocols (MPP), this policy required asylum seekers arriving at the southern U.S. border to wait in Mexico while their asylum claims were processed. This policy faced criticism from human rights organizations but was defended by the administration as a way to prevent fraudulent asylum claims and manage the influx of migrants.
  • Third Country Agreements: The Trump administration pursued agreements with countries like Guatemala, Honduras, and El Salvador, requiring migrants to seek asylum in those countries first before applying for asylum in the U.S. These agreements were intended to reduce the number of asylum seekers reaching the U.S. border.

e. Cybersecurity: Working with allies to address cybersecurity threats and establish norms for responsible behavior in cyberspace. 

  • Executive Orders: Trump issued several executive orders aimed at improving the nation's cybersecurity posture. Notably, Executive Order 13800, signed in May 2017, directed federal agencies to modernize and strengthen their cybersecurity frameworks, enhance the protection of critical infrastructure, and promote a cybersecurity workforce.
  • Critical Infrastructure Protection: The administration emphasized protecting critical infrastructure sectors, such as energy, finance, and transportation, from cyber threats. This included partnerships with private sector entities to share threat intelligence and improve resilience.


In summary, a comprehensive platform on US Foreign Affairs should address a range of pressing issues, including regional conflicts, global challenges, diplomatic initiatives, and partnerships with allies and adversaries alike. Prioritizing diplomacy, cooperation, and mutual interests is key to advancing US interests and promoting global peace and prosperity.

Darlene Cerezo Swaffar supports the Abraham Accords

Transformative Education for our Children

We need to get back to basics and improve education for our children:

 

1. Enhance School Environment and Outcomes:

Implement comprehensive anti-bullying policies and programs to create a safe and inclusive school environment for all students.

  • Example: Establish peer mentoring and support groups to empower students to stand up against bullying and foster a culture of kindness and respect.
  • Example:  Introduce stress-reduction initiatives such as mindfulness activities, relaxation techniques, and counseling services to support students' mental health and well-being.
  • Example: Incorporate mindfulness exercises and relaxation techniques into the daily schedule, offering guidance and support from trained counselors and mental health professionals.
    Prioritize collaborative learning experiences and critical thinking skills development in the curriculum to prepare students for success in the 21st-century workforce.
  • Example: Implement project-based learning approaches that emphasize teamwork, problem-solving, and creative thinking, allowing students to apply their knowledge and skills in real-world contexts.
  • Example: Incorporate financial literacy education into the curriculum, teaching students essential skills such as how to balance a checkbook, the importance of savings, and understanding credit scores.
  • Example: Integrate lessons on personal finance, budgeting, saving, and managing credit into existing courses such as math, economics, and life skills classes, providing practical knowledge and skills that empower students to make informed financial decisions.


2. Reintroduce Trade Programs in High School:

Expand vocational education programs to provide students with opportunities to explore and develop skills in trades such as car mechanics, carpentry, plumbing, electrician work, accounting & finance, real estate, and insurance.

  • Example: Partner with local trade unions, businesses, and industry associations to develop and implement apprenticeship programs, internships, and hands-on training opportunities for high school students interested in pursuing careers in skilled trades.
    Equip trade programs with modern technology and resources to ensure students receive quality training and preparation for certification exams and entry into the workforce.
  • Example: Invest in state-of-the-art equipment, tools, and facilities for trade programs, leveraging partnerships with industry partners and businesses to provide students with access to cutting-edge resources and mentorship opportunities.


3. Promote Entrepreneurship and Alternative Income Options:

Integrate entrepreneurship education into the curriculum to foster creativity, innovation, and business acumen among students.

  • Example: Offer courses and extracurricular activities focused on entrepreneurship, business planning, marketing, and financial literacy, encouraging students to develop and launch their own ventures.
    Provide support and resources for students interested in pursuing alternative income options such as freelancing, gig economy work, and small business ownership.
  • Example: Establish partnerships with local chambers of commerce, business incubators, and entrepreneurship organizations to offer mentorship, networking opportunities, and funding resources for student entrepreneurs.
    Foster a culture of innovation and risk-taking within the school community, empowering students to explore non-traditional career paths and pursue their passions and interests.
  • Example: Organize innovation challenges, hackathons, and startup competitions to inspire creativity and problem-solving skills, encouraging students to think outside the box and pursue entrepreneurial endeavors.
     

4. Eliminate Divisive Agendas and Focus on Unity:

Ensure that curriculum and school policies are inclusive, unbiased, and promote unity rather than division among students and community members.

  • Example: Review and revise curriculum materials to remove divisive content and ensure that diverse perspectives are represented in a balanced and respectful manner.
    Foster open dialogue and constructive communication among students, teachers, and parents to address sensitive topics and promote understanding, empathy, and cooperation.
  • Example: Implement community forums, cultural exchange programs to facilitate meaningful conversations and promote mutual respect and appreciation for differences.
    Encourage civic engagement and volunteerism as opportunities for students to contribute positively to their communities and promote social cohesion and unity.
  • Example: Establish service-learning initiatives, community service projects, and extracurricular activities that encourage students to work together toward common goals and make a difference in their local communities.


By implementing these strategies, we can create a more inclusive, supportive, and empowering educational environment for our children, equipping them with the knowledge, skills, and opportunities they need to thrive academically, professionally, and personally.

Darlene Cerezo Swaffar supports revamping education nationwide for our children

Strengthening our Families

Everything starts with the Family. We need to make America Family-centric:

 1. Promote Strong Family Bonds and Support Systems:

Encourage family-centered policies and programs that prioritize the well-being of children and support parents in their role as primary caregivers and mentors.

  • Example: Implement paid family leave policies, flexible work arrangements, and affordable childcare options to help parents balance work and family responsibilities and strengthen family bonds.
    Provide access to parenting education, counseling services, and support groups to empower parents with knowledge, skills, and resources to nurture healthy relationships and positive family dynamics.
  • Example: Establish community-based parenting workshops, mentorship programs, and family counseling centers to provide guidance and support to parents facing challenges such as divorce, single parenthood, or parenting adolescents.

2. Address the Impact of Fatherlessness and Single-Parent Homes:

Raise awareness about the detrimental effects of fatherlessness and single-parent households on children's development and well-being, including higher rates of truancy, substance abuse, and criminal behavior.

  • Example: Disseminate information through public awareness campaigns, educational materials, and community events highlighting research findings and statistics on the importance of father involvement and family stability.
    Implement targeted interventions and support services to address the unique needs of children growing up in fatherless or single-parent homes, such as mentoring programs, family counseling, and academic support services.
  • Example: Collaborate with schools, faith-based organizations, and community agencies to provide mentoring and positive male role models for fatherless children, offering guidance, support, and encouragement to help them thrive academically, socially, and emotionally.

3. Strengthen Family Values and Spiritual Foundations:

Promote the importance of strong family values, moral character, and spiritual faith as foundational elements of a healthy and resilient family structure.

  • Example: Encourage families to prioritize quality time together, engage in shared activities and traditions, and foster open communication and mutual respect within the family unit.
    Support faith-based organizations and community groups that provide spiritual guidance, moral support, and mentorship opportunities for individuals and families seeking to strengthen their spiritual and moral foundations.
  • Example: Partner with churches, synagogues, mosques, and other religious institutions to offer family-focused programs, marriage enrichment workshops, and parenting seminars that promote spiritual growth, moral values, and positive family relationships.


4. Improving the Balance of Family and Work Life

a) Generous Parental Leave Policies:  Implement longer and paid parental leave policies for both mothers and fathers, allowing parents to spend more time bonding with their newborns or adopted children. Provide several months or even a year of paid leave per parent to support families during this critical time.

b) Universal Childcare and Early Education:  Establish universal childcare and early education systems that are affordable and accessible to all families. Ensure high-quality care and education for young children, enabling parents to work or pursue education with peace of mind.

c) Flexible Work Arrangements: Promote flexible work arrangements such as part-time work, telecommuting, and flexible hours to help parents balance work and family responsibilities. Encourage employers to offer flexible options that accommodate the needs of working parents.

d) Financial Support for Families: Provide financial support to families through child allowances, tax credits, and other benefits. Offer child benefits to help cover the costs of childcare and other child-related expenses, particularly for families with lower incomes.

e) Family-Friendly Policies in the Workplace:  Enact strong labor laws and regulations that protect the rights of working parents. Ensure provisions for parental leave, flexible working hours, and protections against discrimination based on family status. Require employers to accommodate the needs of working parents and provide a family-friendly work environment.


These innovative solutions prioritize the needs of families and create a supportive environment where parents can raise their children while fully participating in the workforce and society. By implementing similar policies, governments can work towards putting families first and promoting the well-being of children and parents alike.


By focusing on strengthening families, we can build a solid foundation for stronger communities, a more resilient society, and a thriving nation. As the analogy goes: Strong Families lead to Strong Communities. A strong Community can build a strong Government. A Strong Government can build a Strong Country.


Studies such as those conducted by the National Center for Fathering, the National Fatherhood Initiative, and the Institute for Family Studies provide evidence linking fatherlessness and single-parent households to negative outcomes for children, including higher rates of truancy, substance abuse, and delinquency. These studies underscore the importance of addressing family structure and promoting parental involvement and support to improve outcomes for children and strengthen families.

Darlene Cerezo Swaffar will put our families first

Serving Our Veterans

Veterans and how America can serve them better

As a political candidate, addressing the needs of our veterans is a crucial issue that demands thoughtful solutions. Drawing on insights from conservative-leaning sources such as the Heritage Foundation, Prager University, and Hillsdale College, here's a platform to improve the lives of our veterans:


1.  Access to Mental Health Care:

  • Ensure veterans have access to timely and effective mental health care, particularly for those suffering from PTSD and other mental health issues.
  • Partner with private-sector organizations and community-based initiatives to expand mental health services, leveraging the expertise of professionals and peer support networks.


2.  Job Opportunities and Training:

  • Implement programs to facilitate veterans' transition into civilian jobs, emphasizing skills translation and vocational training.
  • Encourage partnerships between government agencies, private businesses, and trade schools to provide job placement assistance and career development opportunities.

3.  Entrepreneurship Training:

  • Offer entrepreneurship training and resources tailored to veterans interested in starting their own businesses. This could include mentorship programs, access to capital, and educational workshops.
  • Collaborate with conservative-leaning think tanks and business associations to develop specialized entrepreneurship initiatives for veterans, emphasizing free-market principles and small business ownership.

4.  Support for Low-Income Veterans:

  • Strengthen support programs for low-income veterans and their families, ensuring they have access to housing, healthcare, and financial assistance.
  • Promote policies that empower veterans to achieve self-sufficiency, such as expanding access to education and job training programs.

5.  Streamlined Government Services:

  • Streamline bureaucratic processes within government agencies responsible for veterans' affairs to reduce red tape and improve the efficiency of service delivery.
  • Advocate for accountability and transparency in the management of veterans' benefits, ensuring resources are allocated effectively and responsibly.

6.  Community Engagement and Support:

  • Foster a culture of appreciation and support for veterans within local communities, encouraging volunteerism, outreach programs, and public recognition of their service.
  • Facilitate partnerships between veterans organizations, faith-based groups, and civic institutions to provide holistic support networks for veterans and their families.

7.  Preservation of Military Culture and Values:

  • Promote initiatives that honor and preserve the military culture and values that veterans embody, including patriotism, duty, and selflessness.
  • Support educational programs and initiatives that teach younger generations about the sacrifices and contributions of our veterans, instilling a sense of gratitude and respect.


By implementing these solutions, we can honor the service and sacrifice of our veterans while equipping them with the support and resources they need to thrive in civilian life. Together, we can ensure that America fulfills its solemn obligation to those who have bravely served our country.

Darlene Cerezo Swaffar supports our Veterans and aims to protect and enhance their benefits.

Improving Medicare

Strengthening Medicare for a Healthier Future

As a candidate running for the U.S. Congress in Florida District 23, I am committed to leveraging my extensive experience in the Medicare Health Insurance field to address crucial issues within the current Medicare system. Under the banner of "Strengthening Medicare for a Healthier Future," my platform aims to make meaningful improvements that directly impact the lives of our seniors. Here are the key points:

Eliminate Penalties for Late Enrollment (Medicare Part B and Part D):

Issue: The current penalty structure disproportionately affects individuals who choose to delay Medicare enrollment, particularly those working with concierge doctors or those not requiring medication.

Solution: Advocate for the elimination of penalties for late enrollment, promoting a fair and inclusive approach to healthcare planning. By recognizing individual circumstances, we can ensure that every senior has the flexibility to make informed decisions about their healthcare without fear of financial repercussions.

Revise IRMMA Income Adjustment (Medicare Part B and Part D Premiums):

Issue: The Income-Related Monthly Adjustment Amount (IRMMA) creates financial barriers for retirees, discouraging them from transitioning to Medicare and opting to stay on their Group Insurance.

Solution: Propose a revised IRMMA structure that ensures affordability and fairness. By reducing the income adjustment, we can encourage more retirees to access Medicare benefits without financial strain, promoting a seamless transition from group insurance to Medicare.

Introduce Alacarte Medicare Options:

Issue: The current one-size-fits-all approach to Medicare fails to account for individuals who do not require prescription drug coverage. This can lead to unnecessary penalties for those opting out of Medicare Part D.

Solution: Advocate for an alacarte Medicare option that allows individuals to customize their coverage based on their specific needs. This could include a prescription-free plan with a focus on holistic services such as hormonal management therapies, vitamin IV therapy, weight management, massage therapy, and other therapeutic wellness benefits.

Telemedicine Integration:

Issue: The current Medicare system may not fully embrace the potential of telemedicine, limiting seniors' access to convenient healthcare services.

Solution: Advocate for the integration and expansion of telemedicine services within Medicare, ensuring that seniors can access medical consultations, monitoring, and advice from the comfort of their homes. This not only enhances accessibility but also reduces the need for unnecessary in-person visits, thereby lowering healthcare costs.

Senior Advocacy and Support Services:

Issue: Seniors may face challenges navigating the complexities of the healthcare system, and mental health often goes overlooked, impacting overall well-being.

Solution: Establish advocacy and support services tailored to seniors, providing guidance on Medicare options, assistance with enrollment, and support in understanding and utilizing available benefits. Additionally, prioritize mental health awareness and support programs for seniors, addressing the unique challenges they may face. By promoting mental health services, we aim to enhance overall well-being, reduce stigma, and ensure that seniors receive the comprehensive care they deserve.

Savings to Medicare:

1. Promoting Holistic Medicine to Reduce Healthcare Costs: In addition to addressing Medicare policy issues, my platform recognizes the cost-saving potential of holistic medicine in promoting overall well-being. Research has shown that incorporating holistic practices into healthcare not only improves the quality of life for seniors but also reduces the financial burden on the healthcare system. Holistic approaches, such as nutritional counseling, stress reduction techniques, and alternative therapies, have been linked to lower healthcare utilization and decreased prescription medication costs. By keeping our seniors healthy and proactive in their wellness journey, we can significantly diminish long-term medical expenses, contributing to a more sustainable and cost-effective healthcare system.

2. Savings Towards the Medicare Program: By eliminating penalties for seniors who choose to delay their Medicare enrollment, we not only promote individual choice but also contribute to significant savings within the Medicare program. Seniors who are not actively participating in Medicare can result in reduced overall program costs. This allows for a more efficient allocation of resources and ensures that Medicare remains financially sustainable for the benefit of all beneficiaries. It's a win-win situation—empowering seniors with flexibility while safeguarding the financial health of the Medicare program for the long term.

Compelling Argument: Vote for a healthier future. Vote for experienced leadership. Vote Swaffar for U.S. Congress, Florida District 23. Together, let's strengthen Medicare for all and invest in holistic approaches that not only enhance the lives of our seniors but also reduce the overall cost of healthcare for our community.

Updating the Benchmark Income for taxing Retirees

Reducing Retirement Income Taxes and Enhancing Retirement Security

Issue: Updating the Benchmark Income for Retirees

As a candidate for the U.S. Congress representing Florida District 23, I recognize the pressing need to address the financial challenges faced by retirees in our community. One particular area that demands attention is the outdated benchmark income, set at $35,000 during President Reagan's era. This benchmark has failed to keep pace with the rising standards of living and inflation, placing an undue burden on our retired citizens.

Objective: Raising the Benchmark Income

I propose a comprehensive plan to raise the benchmark income to $92,120, ensuring that it aligns with the current cost of living. This adjustment is long overdue and is crucial to safeguard the financial well-being of our retirees. By conducting a thorough analysis of the current economic landscape and considering inflation rates, we can establish a revised benchmark that better reflects the realities faced by our senior citizens today.

Protecting Social Security Income:

One significant aspect of our proposal is to exclude base income from Social Security when assessing taxes for retirees. Social Security is a vital safety net for our seniors, and taxing this essential income is counterproductive to our commitment to retirement security.

Directing Taxes to the Social Security Fund:

To further strengthen the financial stability of our retirees, we advocate for redirecting the assessed taxes directly to the Social Security Fund. This ensures that the funds are earmarked for their intended purpose – supporting retirees – and are not diverted to the general Treasury for discretionary spending by Congress.

Compelling Argument:

1. Fairness and Social Responsibility:

The current system unfairly burdens retirees, many of whom have worked tirelessly to contribute to our society. It is our social responsibility to ensure that they can enjoy their retirement without facing undue financial strain.

2. Stimulating Economic Growth:

By putting more money into the hands of retirees, we stimulate local economies. These individuals are more likely to spend their income on goods and services, providing a boost to businesses and creating a positive ripple effect.

3. Preserving Social Security:

Protecting Social Security is not just a financial decision; it is a moral imperative. Our proposal ensures that the integrity of Social Security remains intact, serving as a reliable source of income for seniors who have contributed throughout their working lives.

Safeguarding the Future of Retirement: In addition to raising the benchmark income to $92,120, our commitment to retirees extends beyond immediate financial relief. We advocate for the automatic indexing of the benchmark income to inflation, ensuring that it keeps pace with the ever-changing economic landscape, sparing our seniors from future financial uncertainties. Furthermore, we recognize the importance of empowering retirees through financial education programs, providing them with the tools to make informed decisions about their finances and potentially reducing their tax burden. Acknowledging the rising costs of healthcare, we pledge to address this crucial aspect by exploring measures to alleviate the healthcare-related financial burden on retirees, such as targeted tax credits for medical expenses. Collaboration is key to success, and we are committed to working hand-in-hand with senior advocacy groups, community organizations, and policymakers to develop comprehensive solutions that address the multifaceted needs of our retirees in Florida District 23. Together, we can build a future where our seniors not only thrive financially but also enjoy a fulfilling and healthy retirement.

In conclusion, our platform focuses on updating the benchmark income to $92,120, excluding Social Security from taxation, and directing taxes to the Social Security Fund. This strategic approach not only addresses the immediate financial concerns of retirees but also contributes to the overall well-being and prosperity of our community. Together, we can create a more secure and dignified retirement for the residents of Florida District 23.

Footnote on calculation:

To calculate the adjusted benchmark income for 2024, we need to know the average inflation rate for the period since the benchmark was set in the 1980s.  We used a hypothetical rate for illustration purposes.

Let's assume an average inflation rate of 2% per year. We can then calculate the adjusted benchmark income for 2024 using the formula:

Adjusted Benchmark=$35,000×(1+2/100) (2024−1980)

Now, let's calculate it:

Adjusted Benchmark=$35,000 X (1.02)44

Adjusted Benchmark=$35,000×2.632

Adjusted Benchmark≈$92,120

Therefore, with a hypothetical average inflation rate of 2% per year, the benchmark income, if adjusted for inflation, would be approximately $92,120 for the year 2024. Keep in mind that this is a simplified calculation, and the actual adjusted benchmark may vary based on economic conditions and other factors. If you have a different inflation rate in mind, feel free to let me know, and I can adjust the calculation accordingly.

Darlene Cerezo Swaffar will vote to protect Medicare and Social Security

Social Security

Strengthening Social Security: A Plan for the Future

The Origins of Social Security

Social Security was established in 1935 as part of President Franklin D. Roosevelt's New Deal. The Social Security Act aimed to provide financial security for the elderly, the disabled, and the unemployed through a system of benefits funded by payroll taxes. This program was a cornerstone in the fight against poverty among senior citizens and has since been a critical safety net for millions of Americans.


Weakening Provisions: A Historical Overview

Over the years, several legislative changes have weakened Social Security, compromising its initial intent and financial stability. Three major provisions have been particularly detrimental:

1. The Social Security Trust Fund: Initially, Social Security operated on a pay-as-you-go basis, where current workers' taxes funded current retirees' benefits. However, the creation of the Social Security Trust Fund in 1983 changed this system. The fund was intended to build a reserve to handle the baby boomer generation's retirement. Unfortunately, the federal government borrowed from this fund, replacing the money with Treasury bonds, essentially using it for general spending rather than safeguarding it for future retirees. Since its inception, the total amount borrowed is approximately $2.9 trillion.

2. Taxation of Benefits: In 1983, Congress approved the taxation of Social Security benefits for higher-income beneficiaries, directing the revenue to the Treasury's general fund instead of the Social Security Trust Fund. This diversion of funds has reduced the resources available for future benefit payments, weakening the program's financial foundation.

3. Spousal and Survivor Benefits Adjustments: Changes over the years have modified the structure and availability of spousal and survivor benefits. These changes have often reduced the financial support available to spouses and widows/widowers, who historically relied on these benefits as part of their household income in retirement.


A Path Forward: Strengthening Social Security

To ensure the sustainability and effectiveness of Social Security for future generations, we propose a comprehensive plan that addresses these weakening provisions and introduces new measures for strengthening the system.

1. Repay the Borrowed Funds: Enact legislation that requires the federal government to repay the approximately $2.9 trillion borrowed from the Social Security Trust Fund, with interest. This will help restore the fund's solvency and ensure that the money reserved for Social Security is used solely for its intended purpose.

2. Direct Tax Revenues to Social Security: Amend the law to ensure that any taxes collected on Social Security benefits are redirected back into the Social Security Trust Fund. This change will help replenish the fund and provide a more stable financial base for future payouts.

3. Restore Spousal and Survivor Benefits: Reinstate and enhance the provisions for spousal and survivor benefits, recognizing the essential role these benefits play in providing financial security for families. This could include increasing the benefit amounts and expanding eligibility criteria to ensure broader coverage.

4. Lower the Retirement Age: Lower the retirement age to 65, allowing more Americans to access their benefits earlier. This change can help alleviate financial pressures on older workers and reduce unemployment by opening up jobs for younger generations.

5. Remove Early Retirement Penalties: Eliminate the unfair penalty for early retirees who continue to work. If you reach full retirement age in 2024, you can earn up to $4,960 per month without losing any of your benefits, up until the month you turn 67. But for every $3 you earn over that amount in any month before you turn 67, you'll lose $1 in Social Security benefits. This penalty discourages seniors from remaining in the workforce, thereby decreasing their contribution to the economy. Removing this penalty will encourage older Americans to remain in the workforce without sacrificing their benefits, enhancing both their personal financial stability and their economic contributions.

6. Implement Means Testing: Introduce a means-testing mechanism to adjust benefits for the wealthiest retirees, ensuring that Social Security funds are directed towards those who need them most. This approach can help in reducing the financial burden on the system without compromising the benefits for low- and middle-income retirees.

7. Promote Private Retirement Savings: Encourage and facilitate greater private retirement savings through tax incentives and employer-sponsored retirement plans. This initiative can reduce the sole dependency on Social Security and provide individuals with additional financial security in retirement.

8. Adjust Cost-of-Living Increases: Ensure that cost-of-living adjustments (COLAs) accurately reflect the inflation experienced by seniors, particularly in healthcare and housing. This adjustment will help maintain the purchasing power of Social Security benefits over time.

9. Innovative Revenue Streams:

· Tariff Revenue: Consider directing a portion of the revenue generated from tariffs to the Social Security Trust Fund. This can provide a new source of funding that capitalizes on trade activities.

· Investment in Local Initiatives: Allocate a portion of Social Security funds to invest in local organic farming initiatives. Profits from these initiatives could be returned to the Social Security Trust Fund, supporting both sustainability and financial health.

· Community Real Estate Ventures: Invest in profitable real estate ventures focused on building community environments. These investments can generate revenue streams that bolster the Social Security Trust Fund while fostering community development.


By repaying the borrowed funds and implementing these solutions, we can restore the integrity of Social Security and ensure it remains a robust safety net for future generations. Our plan is designed to address the program's financial challenges and uphold its mission to provide economic security for all American retirees.

Improving Quality of Life for our Seniors

Strengthening Services for Seniors

As a small business owner that has worked with Seniors for over 13 years, I understand their concerns and recommend the following solutions:

  

1. Expand Social Service Support for Seniors:

Increase funding for social service programs that provide assistance to seniors with limited incomes, including Supplemental Security Income (SSI), SNAP (Supplemental Nutrition Assistance Program), and housing assistance programs like Section 8.

· Example: Expand eligibility criteria and benefits for programs like SNAP to ensure that more seniors have access to nutritious food and essential household items, partnering with local community churches and organizations to establish additional food banking initiatives and distribution centers in underserved areas.

Enhance outreach and enrollment efforts to connect eligible seniors with existing social service programs and benefits, including Medicare Savings Programs, Low-Income Home Energy Assistance Program (LIHEAP), and property tax relief programs.

· Example: Collaborate with local community churches and organizations to conduct outreach events and enrollment drives, providing assistance with the application process and identifying seniors in need of support, respite care, or companionship programs.
 

2. Implement Cost-Reduction Measures for Goods and Services:

Advocate for policies that reduce the cost of essential goods and services for seniors, such as prescription medications, healthcare, utilities, and housing expenses.

· Example: Partner with local pharmacies and healthcare providers to offer discounted prescription drug programs and health screenings for seniors, leveraging the resources and volunteer networks of community churches and organizations to promote access to affordable healthcare services.

Explore opportunities for bulk purchasing and group discounts on common household expenses, including property insurance, HOA dues, and utility bills, through partnerships with local governments, community organizations, and service providers.

· Example: Collaborate with local community churches and organizations to negotiate discounted rates for seniors participating in group buying arrangements for insurance coverage, utilities, and other essential services, expanding the reach and impact of cost-saving initiatives.
 

3. Promote Affordable Housing and Property Tax Relief:

Support initiatives to expand affordable housing options for seniors, including subsidized senior housing developments, and home modification assistance for aging in place, through partnerships with local habitat for humanity organizations, builders associations, and nonprofit housing agencies.

· Example: Collaborate with local habitat for humanity organizations to identify opportunities for the construction and renovation of affordable senior housing units, leveraging their expertise and resources in homebuilding and renovation projects.

Advocate for property tax relief measures for seniors, such as property tax freezes, exemptions, or deferral programs based on income eligibility or age thresholds, to help alleviate the financial burden of rising property taxes on fixed incomes.

· Example: Partner with local community churches to establish outreach programs and assistance initiatives, leveraging their networks and volunteer base to connect seniors with resources for property tax relief, financial counseling, and supportive services as needed.

By incorporating partnerships with local community churches and organizations, we can enhance the effectiveness and reach of social service programs for seniors, identify additional needs such as respite care and companionship, and provide holistic support to ensure that seniors can age with dignity and independence in their communities.

Environmental Stewardship

Getting back to basics on Farming

Solutions and Environmental Stewardship

Introduction: The United States has been at the forefront of global environmental protection efforts, implementing various initiatives and technologies to combat climate change and preserve natural resources. However, our campaign recognizes the importance of sustainable practices. Our platform focuses on fostering environmental stewardship through innovative solutions, leveraging traditional knowledge, and honoring Native American perspectives.


Renewable Energy Transition and Electric Vehicles: Challenges and Considerations

Wind-Mills: The US has undertaken significant efforts to transition towards renewable energy sources, including solar and wind power, aiming to reduce greenhouse gas emissions and decrease reliance on fossil fuels. However, despite investments in renewable energy infrastructure, challenges have emerged, particularly concerning the life expectancy and functionality of solar and wind-mills. Fields of solar panels and wind turbines, once heralded as symbols of sustainable energy, are now facing issues as their life expectancy nears expiration. Many of these installations cannot be refurbished or repurposed efficiently, leading to concerns about their long-term sustainability and environmental impact. Additionally, the recent rise of progressive ideologies regarding climate change has not always translated effectively into practical solutions, as cost considerations and functionality challenges have persisted.

Electric Cars: The proliferation of electric cars has indeed presented its share of challenges, notably concerning the time required for charging. California recently experienced a crisis highlighting this issue, as the demand for electric vehicles surged, placing strain on charging infrastructure and resulting in long wait times at charging stations. Moreover, the reliance on electric cars poses significant concerns in the event of power outages, rendering them ineffective as a solution for transportation. Additionally, the replacement cost of electric car batteries remains exorbitant, contributing to the overall expense of electric vehicle ownership. Furthermore, the short life expectancy of these batteries compounds the problem, necessitating frequent replacements and further exacerbating environmental concerns. The production of electric car batteries also involves the mining of materials such as lithium, cobalt, and nickel, often in regions plagued by environmental degradation and human rights abuses. This includes the involvement of mines and child labor, highlighting a dark aspect of the electric car industry that is often overlooked in discussions about sustainability.


Solutions Overview:


1.  Renewable Energy Transition:

The US has been a leader in transitioning towards renewable energy sources such as solar, wind, and hydroelectric power. Investments in renewable energy infrastructure have helped reduce greenhouse gas emissions and lessen dependence on fossil fuels.

Past Case Example: Despite initial investments, some large-scale renewable energy projects faced challenges due to inadequate planning and community opposition.

Solution: Implement comprehensive feasibility studies and community engagement programs before initiating renewable energy projects. Prioritize decentralized renewable energy solutions to empower local communities and minimize resistance.


2.  Conservation and Preservation:

The US has established numerous national parks, wildlife refuges, and protected areas to conserve biodiversity and natural habitats. Efforts to preserve ecosystems and endangered species contribute to global conservation efforts.

Past Case Example: Inadequate funding and enforcement led to degradation and encroachment in protected areas, compromising biodiversity conservation efforts.

Solution: Increase funding for conservation programs and strengthen enforcement mechanisms. Implement community-based conservation models that involve local stakeholders in decision-making processes and incentivize sustainable land use practices.


3. Innovation and Technology:

The US has spearheaded innovation in clean energy technologies, such as electric vehicles, energy-efficient appliances, and green building designs. Research and development initiatives have led to advancements in sustainable practices and resource conservation.

Past Case Example: Some clean energy technologies faced scalability challenges and high costs, limiting their widespread adoption.

Solution: Invest in research and development to overcome technological barriers and drive down costs.  Provide incentives such as tax credits and grants to encourage private sector investment in clean energy innovation.

4. Sustainable Agriculture:

Our platform emphasizes the importance of sustainable agriculture practices in mitigating the environmental impact of food production while ensuring food security. We advocate for methods such as organic farming, soil composting, and the support of local farmer's markets to reduce chemical inputs, prevent soil degradation, and foster biodiversity. Moreover, we are committed to phasing out GMO farming and food products due to their potential risks to human health and the environment. Additionally, we prioritize the elimination of chemical-based insecticides to safeguard pollinators and other vital organisms essential for ecosystem health. Furthermore, we aim to ban the use of growth hormones in farm animals to improve animal welfare and offer healthier food choices for consumers. By promoting sustainable and ethical agricultural practices, we can build a more       resilient and environmentally friendly food system for generations to       come.

Past Case Example: Intensive agricultural practices led to soil erosion, water pollution, and loss of biodiversity, undermining long-term food security.

Solution: Promote agroecological farming practices that prioritize soil health, water conservation, and biodiversity preservation. Provide financial support and technical assistance to farmers transitioning to sustainable agriculture methods.

5. Traditional Energy Farming Methods:

Exploring traditional methods of energy farming, such as using copper coils, can offer sustainable alternatives to conventional energy production. Embracing indigenous knowledge and traditional practices can inform modern solutions for energy generation and conservation.

Past Case Example: Lack of government support and investment hindered the adoption of traditional energy farming methods despite their potential benefits.

Solution: Establish research programs to study the efficacy of traditional energy farming methods and their integration into modern energy systems. Provide funding and technical assistance to indigenous communities to revive and scale up traditional practices.

6. Pollinator Protection:

Preserving pollinators such as bees and butterflies is essential for maintaining ecosystem health and ensuring food security. The US supports initiatives to protect pollinator habitats, regulate pesticide use, and promote sustainable agriculture practices that prioritize pollinator conservation.

Past Case Example: Widespread use of pesticides and habitat loss led to a decline in pollinator populations, threatening ecosystem health and food security.

Solution: Enact regulations to restrict the use of harmful pesticides and establish protected areas for pollinator habitats. Provide incentives for farmers to adopt pollinator-friendly agricultural practices such as diversified cropping and habitat restoration.

7. Traditional Medicine and Healing:

Traditional uses  of medicinal herbs for healing not only promotes cultural preservation but also encourages sustainable healthcare practices. Integrating traditional medicine with modern healthcare systems can lead to holistic approaches to health and wellness.

Past Case Example: Traditional medicinal knowledge and practices were often overlooked or marginalized in mainstream healthcare systems, leading to the loss of valuable cultural heritage.

Solution: Integrate traditional medicine into mainstream healthcare systems through education and training programs for healthcare professionals. Support research initiatives to validate the efficacy of traditional remedies and ensure their inclusion in healthcare policies and practices.


Nutrition and Health Benefits:  Transitioning to organic farming practices not only benefits the environment but also enhances the nutritional quality of foods consumed by Americans. Organic foods are free from synthetic pesticides, herbicides, and fertilizers, making them healthier options for consumers. By eliminating harmful chemicals from the food production process, organic farming helps reduce exposure to toxins linked to various health issues, including cancer, neurological disorders, and hormone disruption. Additionally, organic farming methods prioritize soil health, resulting in nutrient-rich produce with higher levels of vitamins, minerals, and antioxidants. Consuming organic foods can contribute to better overall health and well-being, supporting a healthier population and reducing the burden of diet-related diseases.

Native American Perspectives:


1. Traditional Land Management:

Past Case Example: Neglecting indigenous land management practices led to increased wildfire risks and loss of biodiversity.

Solution: Incorporate controlled burning and other indigenous land management techniques into modern conservation efforts to maintain ecosystem health and biodiversity.


2. Respect for Nature:

Past Case Example: Disregarding the interconnectedness of all living beings resulted in ecosystem imbalances and environmental degradation.

Solution: Emphasize the spiritual and cultural values of respecting nature, encouraging humans to live in harmony with the environment and adopt sustainable lifestyles.

3. Sustainable Hunting and Fishing:

Past Case Example: Overexploitation of wildlife resources led to population declines and ecosystem disruptions.

Solution: Implement traditional hunting and fishing practices, such as seasonal bans and community-based management, to ensure the long-term sustainability of animal populations and preserve biodiversity.

4. Traditional Ecological Knowledge:

Past Case Example: Ignoring traditional ecological knowledge resulted in ineffective conservation strategies and land-use decisions.

Solution: Incorporate indigenous ecological knowledge into conservation planning and land-use policies to enhance the effectiveness and sustainability of environmental management practices.

5. Cultural Preservation:

Past Case Example: Disregarding Native American cultural heritage led to the erosion of traditional practices and loss of valuable environmental knowledge.

Solution: Support indigenous-led conservation initiatives and protect the rights of indigenous peoples to steward their ancestral lands, thereby preserving biodiversity and ecosystem health.

The Role of the US: The United States plays a crucial role in advocating for global environmental protection, driving technological innovation, and implementing policies that prioritize environmental conservation. Despite challenges, the US remains committed to shaping international agreements and fostering a sustainable future.

Conclusion: In summary, the US has made significant strides in environmental stewardship through investments in renewable energy, conservation efforts, technological innovation, and support for sustainable practices. By incorporating both innovative solutions and traditional knowledge, while honoring Native American perspectives, the US can continue to lead by example in protecting the environment for future generations.

Darlene Cerezo Swaffar supports Organic Farming

Pledges

Swaffar for Congress is proud to sign the Liberty Pledge and will defend our Freedom.
Darlene Cerezo Swaffar will focus on reducing taxes for Americans
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